Purpose: The assignment provides students the opportunity to research a private healthcare paymentorganization in the United States. Students gain insight into the cost of health care for individuals andfamilies to better serve patients in the future. Students reflect on the affordability and ease of researching an insurance plan. Directions: Research the cost and coverage of a private insurance company. You will use your own plan as an international student. Please write in narrative form (not an outline) with a paragraph to cover each of the following. You should have three paragraphs minimum.1. Give a brief overview of the company (2 pts): Include: a. Private insurance company name b. Type and quality of the plan you selected (ex. PPO, HMO, etc.).c. 2. Insurance Plan Details (10 pts): Discuss insurance plan details. Must include all the following components: a. What is the plan’s premium- aka how much will you pay each month for the plan?b. What is the copayment to see the healthcare provider for an office visit?c. Is there a coinsurance with the plan? If so, what is the percentage the insured party is responsible for paying d. What is the deductible for the plan before coverage starts and what services go towards meeting the deductible? e. What is the yearly maximum out-of-pocket amount before the insurance plan pays at 100%?3. Reflection: (5 pts)a. How easy was it to find the needed information?b. Do you feel that you could financially afford this plan?4. Professionalism. Use correct spelling and grammar. i. Proper capitalization
ii. Proper spacing. Use APA format (3 pts). Include a. Title page, body of paper and reference page b. Page numbers c. Correct font and size. Length of paper: 1.5-2 pages (Does not include title page and reference page)e. Include a link to all resources including the insurance plan website you choose on the reference page.f. Use proper in-text reference citations throughout the APA paper when discussing information from sources on the reference page. g. Originality Report should be below 35%
Purpose: The assignment provides students the opportunity to research a private
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